My September 2026 stock portfolio update ended with a +2.24% total return and $0.00 in realized P/L for the month. The account showed brokerage-reported total P/L of +₩393,844, which converts to approximately +$291.13 using a ₩1,352.80-per-dollar snapshot conversion basis derived from the visible KRW totals and USD position rows. The headline return only tells part … Read more
Dividend Stocks vs Dividend ETFs is not simply a choice between higher income and greater safety. The more useful question is how much company-specific risk, research responsibility, portfolio control, and diversification an investor wants to manage directly. Owning individual dividend stocks gives an investor complete control over company selection, valuation, position size, and dividend quality. … Read more
A dividend payout ratio measures how much of a company’s earnings or cash generation is being returned to shareholders as dividends. The arithmetic is straightforward, but there is no single percentage that can determine dividend safety across every company or industry. The traditional earnings payout ratio and the free cash flow payout ratio answer different … Read more
This August 2026 systematic portfolio review is based on the brokerage records used in the original portfolio log. The source summary reports a realized gain of $337.30, a +7.74% return, and 51 closed lots. The visible transaction rows, however, do not fully reconcile with those summary figures. This review therefore separates source-reported totals from calculations … Read more